%%First Name%%, it's time once again to start making plans for Christmas 2012!!

Fowler State Bank can make your holiday shopping a breeze with our Christmas Club account. The plan begins October 1, 2011 and ends September 30, 2012.

Deposit any amount from $5 and up. We can make it easy. Ask about setting up an automatic transfer from your checking account!

Start your nest egg today!

If you have a friend or family member who is looking for a way to make holiday shopping easier, Share This with them by clicking the "Share This" graphic above!